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Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy, transfer or shop globally with a travel card.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Up to 100% property loan and 105% for first-time buyers.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

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Back
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Back
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  • Digital banking
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  • Consolidate all your debts into a simple loan | Nedbank
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  • Take charge and restructure your finances | Nedbank
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To apply for a home improvement loan

You must be a South African resident between the ages of 18 and 65

Your wage or salary of at least R5,000 a month must be paid into your personal bank account

You may also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner

Do you know if you have a good credit score?

Documents you’ll need to take to the store

Your valid South African identity card or document
Your stamped bank statements for the past three months
Your most recent payslip, or letter from your employer as proof of income if you are on contract
If you are retired, you can submit proof of your pension payments

Where you can apply for your loan

Call 0860 300 400 to find a Nedbank partner store near you.
If you can't find what you need at our partner stores, apply for a Nedbank Personal Loan instead.
How much could a personal loan cost?
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
Physical address 135 Rivonia Road, Sandown, Sandton, 2196, South Africa

See our pricing guide for 2023