Why choose Nedbank for a home improvement loan?

Choose from over 450 approved stores

Pay back the loan from 6 to 72 months

Apply for your loan in-store, and all the paperwork will be taken care of

Call 0860 300 400 to find a Nedbank partner store near you

Use our calculator to see what works for you

See if you can afford the loan you want at our partner stores, with details on fees, interest and insurance.
How much do you want to borrow?
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
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On average, South Africans pay 18% to 24.5%. The interest rate we offer you will be based on your payment history and risk profile.

Learn more about home improvement loans

Don’t overcapitalise if you build or renovate

Avoid spending spend more on your home than it will eventually be worth.

Home improvement: get an in-store Nedbank loan

Cooped up in your crib? Join the global revival in lockdown home upgrades.

Upgrade your space to #WFH

Working from home is now a reality for many of us. If you’re fortunate enough to have the space, it is a good idea to create a dedicated home office.

Our calculation is only an example of how the interest rate and related fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

How our loan
process works

Step 1

Step 2

Step 3

Step 1


Visit an approved partner store

Decide how much you need to borrow.

Step 2

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Ask for a Nedbank loan

Apply for your loan at the store.

Step 3


Buy what you need

Once your loan has been approved, you get to take home your goods.

Need more options or stores?

Call 0860 300 400 to find a Nedbank partner store near you.

If you can't find what you need at our partner stores, try a personal loan instead.