Why choose Nedbank for a personal loan?

Honest guidance on what to know before you apply

We’ll only make you an offer you can afford to repay

Competitive interest rate based on your risk profile

No hidden fees, just clear pricing and payment plans

Use our loan calculators to see what works for you

See if you can afford the loan you want, with details on fees and insurance, and what you’ll pay in interest over the full loan term.
How much do you want to borrow?
R
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
How much you’ll pay back each month tooltip text

R0.00

How much you’ll pay back in total tooltip text

R0.00

Example interest rate tooltip text

7%

24.5%

On average, South Africans pay interest of 18% to 24.5%. We’ll offer you an interest rate based on your payment history and risk profile.

Combine your loans into 1 and pay less each month with a fixed interest rate and 1 monthly repayment. You can even apply for extra cash if you need it.
Loan 1 details
What type of loan is it?
Amount you still owe tooltip text
R
Loan 2 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Loan 3 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Add another loan
Add another loan
Remove
This is another personal loan that will be added
How much do you need? tooltip text
R
Get extra cash
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
Total amount

R2000

R300000

How much you’ll pay back each month tooltip text

R0.00

How much you’ll be saving tooltip text

A single, easy to manage instalment will mean you spend less each month on fees.

Example interest rate tooltip text

7%

24.5%

On average, South Africans pay interest of 18% to 24.5%. We’ll offer you an interest rate based on your payment history and risk profile.

Learn more about loans

Calculate the total cost of your loan

A personal loan sounds like a great way to buy today what you can only afford tomorrow. After all, why save until next year for that dishwasher, if you can buy it on special today?

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When loan consolidation makes sense

Are you drowning in a sea of debit orders each month that leaves you stressed and disoriented? You’re not alone.


Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

How our loan
process works

Step 1

Step 2

Step 3

Step 1

Handshake

Start your application

Select ‘Start loan application’ to see what you’ll need. Fill out the form. We’ll run the credit checks and get back to you.

Step 2

card icon

Consider your offer

We’ll make you an offer based on what we know you can afford. You can either accept it or ask for changes to the offer.

Step 3

Submit-your-documents

Finalise your loan

Send us your documents. If everything’s in order, we’ll pay the money directly into your bank account.

Ready to apply?

Start loan application

Get a loan for a secondhand car or to improve your home

Secondhand car loans

We offer easy loans at approved dealerships.

Find out more
Home improvement loans

Get a loan at our partner stores for what you need.

Find out more