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Enjoy 55 days’ interest free credit and other benefits.
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Personal loans

Affordable loans and interest rates from R2k to R300k.
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Up to 100% property loan and 105% for first-time buyers.
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Nedbank offers full or part-time loans to students.
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Instant access to credit when you need it.
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Life cover

Secure your family’s future with up to R2million.
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Cover for you and your family in the event of death.
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Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Up to 100% property loan and 105% for first-time buyers.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Learn

Blog

Let our experts guide you on any financial matter.
Back
Contact us

Talk to us

We’re here to answer questions and resolve queries.

Find us

Find your nearest branch, ATM and currency exchange.
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To apply for a Nedbank personal loan

You'll need to be a South African resident between the ages of 18 and 65

You'll need to have a monthly income of at least R5,000 if paid into a Nedbank account or R10,000 if paid into another bank account

You can also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner

It's a good idea to check your credit score as well

Documents you'll need

Your valid South African identity card or document
Your most recent payslip or letter from your employer if you are on contract
If you have retired, we will only need to see proof of your pension payment
Stamped bank statements for the last 3 months

Get your loan in any of these four easy ways

Ask us to call you back
Apply online
Use the Money app
Open your Online Banking
How much could a personal loan cost?
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
Physical address 135 Rivonia Road, Sandown, Sandton, 2196, South Africa

See pricing guide for 2023